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How to create frames using graphic styles in Illustrator

create frame in Illustrator graphic styles
  1. Draw rectangle for the Illustrator graphic style

  2. Draw a smaller rectangle path

  3. Align via the align panel) so the latest path is on top of the earlier path

  4. Pathfinder panel menu followed by minus front option

  5. Select combined path

  6. Apply Illustrator graphic styles via the panel

  7. Place border above any image.

The AI effects can be used to apply to paths and can be used to create stunning borders

You don't have to use an effect with just a square for a border, a border can be created with sphericals as well as triangles and many other shapes. The borders do not need to be just a single frame. You can always duplicate the border and then apply a totally different effect to the border and then perhaps apply a rotation or another live effect.